Lake Mohawk, Andover Township and Sparta real estate and homes for sale in New Jersey, lakefront homes, new construction - Anthony & Barbara Silvestri - The Silvestri Group, REALTORS® Anthony & Barbara Silvestri - The Silvestri Group REALTORS(r) for Lake Mohawk, Andover Township and Sparta, New Jersey real estate, lakefront homes, new construction - NUMBER1EXPERTS™ Anthony & Barbara Silvestri - The Silvestri Group NUMBER1EXPERTS(tm) for Lake Mohawk, Andover Township and Sparta, New Jersey real estate, lakefront homes, new construction
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Anthony & Barbara Silvestri - The Silvestri Group, REALTOR®, real estate agents and broker for Lake Mohawk, Andover Township and Sparta New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)


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Mortgage Prequalification: Lake Mohawk, Andover Township and Sparta New Jersey home buying, real estate listings, and homes for sale in Sussex County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

we help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! we know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Lake Mohawk, Andover Township and Sparta real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

we can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
Who received the largest land grant ever given to an English subject for only two beaver skins per year?

A 
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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Anthony & Barbara Silvestri - The Silvestri Group, REALTOR®, real estate agents and broker for Lake Mohawk, Andover Township and Sparta New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Anthony & Barbara Silvestri - The Silvestri Group
RE/MAX Platinum Group (Of Sparta)

200 Woodport Rd
Sparta, NJ 07871
Office Phone: 973-726-5700 Ext. 122
Cell : 973-271-8276
Fax #: 973-729-5781
Anthony's Email: Anthony@SilvestriSells.com

Commitment, responsiveness, integrity, and extensive knowledge of the real estate process are what you can expect from Barbara and Anthony Silvestri. Barbara Silvestri began her real estate career in 1984 in Kinnelon and has consistently achieved award winning levels of sales and marketing by assisting buyers and sellers in Bergen, Morris, Passaic, and Sussex Counties. Barbara’s experience also includes corporate and field training and branch management making her knowledge well rounded. Anthony Silvestri entered into real estate in 1999 as a marketing coordinator. Ever since, real estate has been his main hobby whether it’s residential or commercial. Anthony is constantly up to date with technology, which ensures you will receive superior marketing and a stress free transaction. By putting your needs first and having a true concern for your well being, Barbara and Anthony build their business on referrals from past customers, which includes their children, friends and relatives who trust that they will receive the best service, efficiency, and direction in their real estate transfer. Barbara has resided in Wayne, Butler, West Milford, and Sparta. Both Barbara and Anthony have extensive knowledge of these areas, and are anxious to assist you with all of your real estate needs. Call or e-mail Barbara and Anthony today!

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