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Latest Listings: Lake Mohawk, Andover Township and Sparta New Jersey home buying, real estate listings, and homes for sale in Sussex County, NJ

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	The upper walls of what famous holy temple are lined with gold?
A	The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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Anthony & Barbara Silvestri - The Silvestri Group, REALTORŽ, real estate agents and broker for Lake Mohawk, Andover Township and Sparta New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Anthony & Barbara Silvestri - The Silvestri Group
RE/MAX Platinum Group (Of Sparta)
200 Woodport Rd
Sparta, NJ 07871
Office Phone: 973-726-5700 Ext. 122
Cell : 973-271-8276
Fax #: 973-729-5781
Anthony's Email: Anthony@SilvestriSells.com
Commitment, responsiveness, integrity, and extensive knowledge of the real estate process are what you can expect from Barbara and Anthony Silvestri. Barbara Silvestri began her real estate career in 1984 in Kinnelon and has consistently achieved award winning levels of sales and marketing by assisting buyers and sellers in Bergen, Morris, Passaic, and Sussex Counties. Barbaras experience also includes corporate and field training and branch management making her knowledge well rounded. Anthony Silvestri entered into real estate in 1999 as a marketing coordinator. Ever since, real estate has been his main hobby whether its residential or commercial. Anthony is constantly up to date with technology, which ensures you will receive superior marketing and a stress free transaction. By putting your needs first and having a true concern for your well being, Barbara and Anthony build their business on referrals from past customers, which includes their children, friends and relatives who trust that they will receive the best service, efficiency, and direction in their real estate transfer. Barbara has resided in Wayne, Butler, West Milford, and Sparta. Both Barbara and Anthony have extensive knowledge of these areas, and are anxious to assist you with all of your real estate needs. Call or e-mail Barbara and Anthony today!

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